Personal Finance 11th Edition PDF Download Ebook. E. Thomas Garman and Raymond Forgue offer a practical, reader-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps users learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future.
Real-life scenarios, covering a wide range of financial challenges, enable users to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing.
Building on the success of previous editions, the book continues to engage and focus attention on the critical concepts needed to succeed in the classroom and to manage finances wisely for a lifetime. “Your Next Five Years” box highlights what students will need to do in the five years post-graduation and reference the material relevant in that chapter. It’s a practical, how-to box that gets students thinking about the here and now as well as their short term needs.
“Instant Message” boxed insert, designed to mimic a text message, includes quick tips and suggestions for students. The chapter opening and closing narratives cover essential financial topics. The opening feature is followed by a question and four potential answers. The results are often unexpected and provide an excellent opportunity to engage students. The closing feature asks the students to come back to that opening vignette and reflect upon it after reading the chapter.
“Advice from a Pro” boxed inserts, authored by today's leading financial experts, offer practical, attainable tips for students to manage their personal finance needs. The short, chapter closing cases present various finance concepts to students from the vantage point of a married couple, single person, retiree, parent, and other demographics.
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