Tuesday, April 30, 2013

Project Finance in Theory and Practice 2e, Stefano Gatti


Project Finance in Theory and Practice: Designing, Structuring, and Financing Private and Public Projects 2nd Edition PDF Download Ebook. Stefano Gatti offers comprehensive coverage of project finance in Europe and North America. This text features two new case studies, all new pedagogical supplements including end-of-chapter questions and answers, and insights into the recent market downturn.

The author provides a complete description of the ways a project finance deal can be organized-from industrial, legal, and financial standpoints-and the alternatives available for funding it. After reviewing recent advances in project finance theory, he provides illustrations and case studies. At key points Gatti brings in other project finance experts who share their specialized knowledge on the legal issues and the role of advisors in project finance deals.

Website contains interactive spreadsheets so that readers can input data and run and compare various scenarios, including up to the minute treatment of the cutting-edge areas of PPPs and the new problems raised by Basel II related to credit risk measurement. Stefano Gatti describes the theory that underpins this cutting-edge industry, and then provides illustrations and examples from actual practice to illustrate that theory.

At key points in the book, Gatti brings in other project finance experts who share their specialized knowledge on the legal issues and the role of advisors in project finance deals. It is very valuable as it is successfully pitched to be useful to readers of all levels of education and experience and explains the roles and objectives of the different parties very clearly. The book can be used both for training and as a guide to best practices.

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Public Finance in Theory and Practice 2e, Holley Ulbrich


Public Finance in Theory and Practice 2nd Edition PDF Download Ebook. Holley Ulbrich will provide students with an understanding of the economic role of government. The students will be provided with the tools to critically analyze problems/issues of the public sector using basic economic theory.

The author takes a strong emphasis on policy analysis as a way to integrate theory. Integrated throughout the text is an international comparative perspective, allowing students to gain an understanding on various ways to organize government, create policies, collect revenue, and allocate funds. Unlike most public finance text in the market today, Ulbrich's voice represents a public choice approach.

The events of the last decade have challenged the contemporary neo-classical synthesis in all branches of economics, but particularly public finance. The book is the infusion of behavioral economics throughout the text, with an end of chapter question inviting the student to apply a behavioral lens to some question or issue. There continues to be an emphasis on the importance of the institutional context, drawing on examples from many countries and emphasizing the role of lower level governments in a federal system.

The first five chapters establish this context by reviewing the role of government in a market system, the description of government structure from an economic perspective, the basic data about revenue and expenditures, the elements of public choice, and the distributional role of government. The book has been substantially reorganized to put more emphasis on public expenditure. Expanded treatment of public goods includes common property resources and congestible or club goods.

Expanded discussion of budgeting and cost-benefit analysis provides some practical application of the theory. Updated discussions of social security, public education and health care address these three major contemporary public finance issues. The traditional emphasis on revenue (taxes, fees and grants) has been retained but follows rather than precedes the discussion of expenditures.

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Public Finance and Public Policy 4th Edition, Gruber


Public Finance and Public Policy 4th Edition PDF Download Ebook. Jonathan Gruber offers traditional topics with an emphasis on empirical work and coverage of transfer programs and social insurance. This book brings students up to date on the important debates that are dominating today’s policymaking, giving them the basic tools they need to understand fundamental public finance issues now and in the future.

The applications cover topics such as the difficulties policy makers face in valuing human life in cost/benefit analysis, the implementation of a universal health insurance coverage plan in Massachusetts authored by Jonathan Gruber, appropriate and inappropriate business deductions under the income tax, and a detailed discussion of the recommendations of the 2005 Presidential panel on tax reform.

Finally, several chapters in the text are devoted exclusively to policy applications such as global warming and education. Empirical Evidence Boxes that carefully explain the research process that generates the major empirical findings in public finance.

Quick Hints emphasize key theoretical points that students often find difficult: how does one decide where to draw deadweight loss triangles? Why is the subsidy to employer-provided health insurance a subsidy to employees and not to employers? How can the income effect actually lead higher wages to cause lower levels of labor supply?

Mathematical Appendices are presented including explanations of the mathematics of tax incidence, public goods provision, selection in insurance markets, optimal taxation, and other topics. Two additional appendices focus on the details of empirical analysis. Marginal Definitions Key terms are boldfaced throughout the text, and marginal definitions allow students to focus on the key concepts.

This is the first public finance text to use full-color graphics, allowing the students to better understand the graphical analysis that is so often confusing to them. There are highlights at the end of each chapter summarizing key themes. Questions and Problems are at the end of each chapter, including questions on empirical analysis, all divided between basic and more advanced problems.

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Public Finance 9th Edition, Harvey Rosen and Ted Gayer


Public Finance 9th Edition PDF Download Ebook. Harvey Rosen and Ted Gayer explain as clearly as possible how the tools of economics can be used to analyze government expenditure and tax policies. This new edition incorporates recent developments and along the way takes students to the frontiers of current research and policy.

While the information presented is cutting edge and reflects the work of economists currently active in the field, the approach makes the text accessible to undergraduates whose only prior exposure to economics is at the introductory level. All of the changes in the Ninth edition were made to further the authors’ goal of providing students with a clear and coherent view of the role of government spending and taxation.

The existing financial crisis will long be remembered by the current generation of students. Arguments that government policies toward housing may have contributed to the crisis are integrated throughout the text. For example, the political economy chapter (Chapter 6) and Chapters 5, 15, and 18, highlight examples of government subsidizing of the housing market.

Throughout the text readers will find the latest literature applied to the analysis of new polices and policy proposals. The chapters on the United States Revenue System (Part V) provide numerous updates on tax policies stemming from recent legislation and from proposals made by President Obama.

The Ninth edition expands its coverage of climate change policy. New discussions include focusing on the choice between a carbon tax and a cap-and-trade program to regulate greenhouse gases. Climate change policies are hot topic items where students can become engaged and more involved with real-world coverage.

The chapter on government and the market for health care (Chapter 10) considerably expands the material on reform options. It now includes a discussion of the individual mandate program recently instituted in the state of Massachusetts, as well as a new discussion of international experiences with single-payer health care systems.

The authors have expanded the discussion questions at the end of each chapter, in order to provide students with further opportunities to master the tools of public finance. The authors continue to introduce readers to the latest research. The approach is modern, theoretical, and empirical, and shared by most active economists.

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Monday, April 29, 2013

Essentials of Managerial Finance 14th Edition, Besley


Essentials of Managerial Finance 13th Edition PDF Download Ebook. Scott Besley and Eugene F. Brigham have already helped hundreds of thousands of students like you understand the importance of managerial finance theory and the practical impact these principles have on business today. This book offers a well-written, understandable, complete introduction that equips you with the basic financial management tools you need for business success.

This edition's 18 chapters cover all the topics you need, including accounting statements, security markets, interest rates, taxes, risk analysis, time value of money, and the basics of security valuation. As practical as it is thorough, this edition's clear, concise, proven presentation style blends theory with a practical application of what you've learned. Actual industry examples show how financial principles operate within businesses throughout the world.

This edition highlights topics of growing importance in business today, such as multinational finance and resolving ethical dilemma. An emphasis on Excel and the use of financial calculators prepares you to effectively use these important financial tools. Chapter openers, self-tests throughout each chapter, and useful chapter summaries ensure you understand and can connect financial management to today's business world. Thomson ONE: Business School Edition, packaged free with each new text, gives you access to the same research tools that finance professionals use everyday.

You can further maximize your study time and efficiently complete assignments with this edition's innovative new CengageNOW online learning system that helps you focus on the areas of managerial finance you still need to master with multimedia tools and tutorials that prepare you for success.

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Principles of Managerial Finance 13th Edition, Gitman


Principles of Managerial Finance 13th Edition PDF Download Ebook. Lawrence J. Gitman and Chad J. Zutter weave pedagogy into concepts and practice, providing readers with a roadmap to guide them through the text and supplementary tools. Chapter-opening vignettes describe real company experiences and relate to the managerial finance material covered in the chapter.

A critical-thinking question at the end encourages readers to fully consider the story.Examples provide an immediate and concrete demonstration of how to apply financial concepts, tools, and techniques. In Practice boxes—two per chapter—focus readers on important topics using real-world companies to explore areas of practice, e-finance, ethics, and global issues.

Spreadsheet Exercises at the end of every chapter and Spreadsheet Solutions in selected chapters demonstrate how many finance problems can be solved using Excel. Twelve of eighteen chapter-opening vignettes are new. To appeal to students, these include up-to-date examples using companies such as Google, Apple, and Crocs. Eight new Focus on Ethics boxes are included. Four Focus on Practice boxes are added, and many others are revised. Two new Global Focus boxes are added.

An increased focus on personal finance issues relates more directly to students’ lives by using managerial financial concepts to solve a personal financial situation. This focus is reflected in chapter openers and end-of-chapter problems.

New personal finance examples (two to three per chapter) have also been added, with almost every example having one or two corresponding personal finance problems located in the end-of-chapter section. Notation for returns has been changed from “k” to “r” to improve familiarity.

Gitman’s proven Learning Goal System provides a cohesive road map through the text and supporting materials, beginning with a set of learning goals for each chapter. These key concepts are clearly and consistently reinforced through related text sections.

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Saturday, April 27, 2013

Corporate Finance: Theory and Practice 3e, Vernimmen


Corporate Finance: Theory and Practice 3rd Edition PDF Download Ebook. Pierre Vernimmen and Pascal Quiry show how to use financial theory to solve practical problems. This book is written for students of corporate finance and financial analysis and practicing corporate financiers.

This text is split into four sections covering the basics of financial analysis; the basic theories behind valuing a firm; the major types of financial securities (equity, debt & options) and, finally, financial management; how to organise a company’s equity capital, buying and selling companies, M&A, bankruptcy and cash flow management.

With balanced blend of theory and practice, authors hold academic positions at top ranking universities and business schools and are also investment bankers, private investors or sit on the boards of listed and unlisted companies. A presentation of concepts that explain situations is followed by a discussion of techniques in a direct and succinct style.

Content is enriched by the www.vernimmen.com website, which with 1,500 daily visitors is one of the leading finance teaching sites worldwide. There are free monthly updates on finance through The Vernimmen.com Newsletter, with over 60,000 subscribers. The authors draw on their dual experience to enhance and expand the content of the book through the inclusion of new chapters on IPOs and management of working capital that is so key to the survival of firms during times of crisis or of strong growth.

This text is written and created by an author team who are investment bankers/corporate financiers and academics.

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Corporate Finance and Investment 7th Edition, Pike


Corporate Finance and Investment: Decisions and Strategies 7th Edition PDF Download Ebook. Richard Pike and Bill Neale take practical approach to corporate finance, applying key concepts and techniques to a broad range of contemporary issues in finance. Examining financial issues from a managerial stand point, the authors demonstrate the role finance has to play in explaining and shaping business development rather than concentrating on quantitative aspects.

With clear and accessible language and an international perspective, the seventh edition will provide students with both essential knowledge of corporate finance and the tools to apply it. This book is suitable for second and third year undergraduate students of business studies, accounting, finance and economics. It is particularly valuable for those studying an MBA or MSc in Business.

A strategic focus relating finance to management issues sets the subject in the context of corporate decision-making. It is easy to read! Clear language, diagrams, and worked examples of math applications make it easy to understand. This book also offers blend of theory and practice using real world examples, mini-case studies and cameos, all of which help students apply their learning.

Additional support for students via access to the e-learning platform, MyFinanceLab includes an eBook. Richard Pike is a Chartered Accountant and Professor of Finance at the Bradford University School of Management.

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Friday, April 26, 2013

Fundamentals of Corporate Finance 10th Edition, Ross


Fundamentals of Corporate Finance 10th Edition PDF Download Ebook. Stephen Ross, Randolph Westerfield and Bradford D. Jordan separate and explain the principles at work on a common sense, intuitive level before launching into any specifics. A unified valuation approach—net present value (NPV) is treated as the basic concept underlying corporate finance.

Ross emphasizes the role of the financial manager as decision maker, and stresses the need for managerial input and judgement. Each chapter begins with a list of learning objectives and they are referenced in the summary and end-of-chapter problem sets as well. The learning objectives are also linked to the test bank questions.

Spreadsheet Questions are now featured in the Spreadsheet Solutions boxes, which provide detailed examples of how to use Excel spreadsheet when applying financial concepts. The solutions are provided at the end of applicable chapters. Chapter 7 now starts with a review of stock markets and trading procedures and motivates the following treatment of stock valuation with a small case study of an investor considering whether to purchase a particular stock, FedEx. The discussion commences with valuation by comparables and the distinction between price and intrinsic value.

Chapter 21 (Mergers) has been fully reorganized, and now begins with an overview of why mergers and other forms of reorganization may make sense, and only then is the progression to the market made for corporate control. The other chapters in this Part have been updated with new examples and data. The discussion of project cash flow has been reworked to more carefully show how each of its components can be estimated.

The authors emphasize the role of the financial manager as decision maker, and they stress the need for managerial input and judgment. It continues the tradition of excellence that has earned this book its status as market leader. Every chapter has been updated to provide the most current examples that reflect corporate finance in today’s world. The supplements package has been updated and improved, and with the enhanced Connect Finance and Excel Master, student and instructor support has never been stronger.

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Corporate Finance: A Focused Approach 5th Edition, Ehrhardt


Corporate Finance: A Focused Approach 5th Edition PDF Download Ebook. Michael C. Ehrhardt and Eugene F. Brigham focus on the financial concepts, skills, and technological applications that are most critical for MBA students in today's workplace. The text provides an in-depth treatment of essential corporate finance topics within a streamlined presentation that can be completed in a single semester.

With its relevant and engaging presentation and numerous examples, students will learn the latest financial developments as they also learn how to maximize a firm's value in today's changing business world. Students will master the many features and functions of spreadsheets with chapter Excel Tool Kits, Build a Model problems, and Mini Cases that encourage "what-if" analysis on a real-time basis.

Students will also gain hands-on experience using Thomson ONE Business School Edition, which gives students access to the same Thomson Reuters Financial database that business professionals use every day. As part of its comprehensive product package, this book includes CengageNOW and the best-selling Aplia™ Finance as optional learning solutions that complement the book's focused presentation of corporate finance fundamentals, support course needs and outcomes, and help students become "First in Finance".

The authors clearly illustrate the application of concepts and theories throughout the book’s proven presentation, wealth of actual business examples, thought-provoking problem sets, and integrated mini-cases. Comprehensive Mini Cases at the end of each chapter further demonstrate applications with corresponding PowerPoint slides and spreadsheets as well as solutions on the instructor’s password-protected companion site.

Partially completed, end-of-chapter spreadsheets contain financial data and instructions on how to “build a model.” This structure guides the student through the problem, minimizes unnecessary typing and data entry, and makes it easy to grade the work because all student answers appear in the same location on the spreadsheet.

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Personal Financial Planning 4th Edition, Benedict Koh


Personal Financial Planning 4th Edition PDF Download Ebook. Benedict Koh expands on the important skill of financial planning, covering more topics than before. This volume is designed to help you formulate financial goals and develop specific financial plans to achieve your goals. Topics covered in this volume include the benefits of personal financial planning, financial planning tools, managing credit, insurance planning, income tax planning, retirement planning, and personal financial risk management, among others.

The authors are professionals with many years of experience in the field, and key terms and concepts are explained in a fuss-free manner with clear and relevant examples. The book goes through a variety of issues related to personal finance. Not only is it comprehensive, it also backs up its arguments with the latest and most current issues and examples. Readers can be assured of receiving the most up-to-date insight on the complexities of the modern financial market.

Clear explanations and arguments are well supplemented with relevant, easy-to-understand examples. This book uses simple, straightforward language with minimal use of jargon, making this book suitable for both professional and layman readers. Tables and figures are liberally provided throughout the book for better understanding and illustration. Formulas and working explanations are included throughout the book, features students no doubt will appreciate.

This book is suitable for a wide range of audiences, including polytechnic students, undergraduates, MBA students, and those pursuing the Chartered Financial Analyst (CFA) and Chartered Financial Planning (CFP) qualifications as well as financial planners and advisers in banks, insurance and stock broking firms.

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Thursday, April 25, 2013

Focus on Personal Finance 4th Edition by Jack Kapoor


Personal Finance Student Edition PDF Download Ebook. Glencoe McGraw-Hill shows guidelines to prepare high school students to make wise financial decisions in personal situations. The program helps students realize that they are already making financial decisions and shows them how their decisions affect their future.

High-interest features, an engaging visual program, and easy-to-read content make the program timely and useful for all types of learners. Personal financial planning, means managing your money (spending, saving, and investing) so that you can achieve financial independence and security.

The six steps of financial planning are: (1) Determine your current financial situation; (2) develop financial goals; (3) identify alternative courses of action; (4) evaluate alternatives; (5) create and use your financial plan of action; and (6) review and revise your plan. The most important factors that influence personal financial planning are your life situations, your personal values, and outside economic factors.

For all your financial decisions, you must make choices and give up something. These opportunity costs, or trade-offs, can be personal or financial. The eight strategies for achieving your financial goals and avoiding money problems are: Obtain, plan, spend wisely, save, borrow wisely, invest, manage risk, and plan for retirement.

Financial issues to consider when looking for employment are your starting salary, opportunities for promotions and raises, benefits, and the cost of living. Legal issues to consider relate to the work environment of the company, its adherence to laws regarding discrimination, minimum wage, unemployment insurance, Social Security, and workers’ compensation.

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Personal Finance Student Edition by Glencoe McGraw-Hill


Personal Finance Student Edition PDF Download Ebook. Glencoe McGraw-Hill shows guidelines to prepare high school students to make wise financial decisions in personal situations. The program helps students realize that they are already making financial decisions and shows them how their decisions affect their future.

High-interest features, an engaging visual program, and easy-to-read content make the program timely and useful for all types of learners. Personal financial planning, means managing your money (spending, saving, and investing) so that you can achieve financial independence and security.

The six steps of financial planning are: (1) Determine your current financial situation; (2) develop financial goals; (3) identify alternative courses of action; (4) evaluate alternatives; (5) create and use your financial plan of action; and (6) review and revise your plan. The most important factors that influence personal financial planning are your life situations, your personal values, and outside economic factors.

For all your financial decisions, you must make choices and give up something. These opportunity costs, or trade-offs, can be personal or financial. The eight strategies for achieving your financial goals and avoiding money problems are: Obtain, plan, spend wisely, save, borrow wisely, invest, manage risk, and plan for retirement.

Financial issues to consider when looking for employment are your starting salary, opportunities for promotions and raises, benefits, and the cost of living. Legal issues to consider relate to the work environment of the company, its adherence to laws regarding discrimination, minimum wage, unemployment insurance, Social Security, and workers’ compensation.

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Personal Financial Literacy 2nd Edition by Joan Ryan


Personal Financial Literacy 2nd Edition PDF Download Ebook. Joan Ryan shows how to plan and manage your personal finances, achieve a financially successful life, and take responsibility as a citizen. This book is aligned with the Jump$tart Coalition's National Standards for Personal Financial Literacy. The personal focus of this course makes it relevant and meaningful to all; in particular, to those just starting down the path to personal financial independence.

All features include a question or activity for application of topic. Exploring Careers link contents more closely to the sixteen career clusters. Net Bookmark is a short feature that provides chapter-related activities to be completed using online research. Take Action is a feature that provides an opportunity to synthesize the concepts by participating in an ongoing project throughout the text.

WinningEdge prepares students for competitive events, increasing critical-thinking and presentation skills. Activity Binder with CD provides both interactive computer-based activities and printed activity masters that improve student performance and raise student interest. Cross-curricular assessment activities demonstrate the strong link between academic topics and personal finance.

This text focuses on financial information that young consumers need right now, with less emphasis on long-term planning such as investments and retirement. It is an ideal resource for courses in high schools and vocational schools meeting financial literacy requirements for graduation. The book’s simple, straightforward, and concise approach takes a personal focus that is relevant and meaningful to all of today’s learners, but is particularly useful to anyone just beginning to experience personal financial independence. It is perfect for a cross-curricular course!

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Personal Financial Planning 13th Edition, Lawrence Gitman


Personal Financial Planning 13th Edition PDF Download Ebook. Lawrence J. Gitman, Michael D. Joehnk and Randy Billingsley describe the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life.

The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. All-new features teach you to use today's critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice.

The book is packed with new information relevant to today's students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what's important when buying your first home, and choosing the right credit card.

Six to eight "Smart Sites" in each chapter direct students to carefully selected Internet sites that further explore key financial planning concepts discussed in the book. Students gain important new insights into the topics. Additional discussions give students a better understanding of how today's Internet and personal computers assist in the various phases of personal finance planning.

Each chapter opens with six clear Learning Goals that link the chapter's material to specific learning outcomes. Learning Goals match to chapter headlines, summaries, and end-of-chapter problems to direct learning. Corresponding "Concept Checks" at the end of each major section ensure students thoroughly understand the material before moving ahead.

Useful "Summaries" at the end of each chapter relate review back to Learning Goals, while "Financial Planning Exercises" and "Critical Thinking Cases" allow students to test and apply their understanding of the material. "Applying Personal Finance" outside-of-class projects or exercises and "Worksheets" corresponding to end-of-chapter problems help students manage their own personal finances. Improved "Money Online" links connect students to useful Web sites and provide Web-related interactive exercises.

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Personal Finance 11th Edition by Garman and Forgue


Personal Finance 11th Edition PDF Download Ebook. E. Thomas Garman and Raymond Forgue offer a practical, reader-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps users learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future.

Real-life scenarios, covering a wide range of financial challenges, enable users to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing.

Building on the success of previous editions, the book continues to engage and focus attention on the critical concepts needed to succeed in the classroom and to manage finances wisely for a lifetime. “Your Next Five Years” box highlights what students will need to do in the five years post-graduation and reference the material relevant in that chapter. It’s a practical, how-to box that gets students thinking about the here and now as well as their short term needs.

“Instant Message” boxed insert, designed to mimic a text message, includes quick tips and suggestions for students. The chapter opening and closing narratives cover essential financial topics. The opening feature is followed by a question and four potential answers. The results are often unexpected and provide an excellent opportunity to engage students. The closing feature asks the students to come back to that opening vignette and reflect upon it after reading the chapter.

“Advice from a Pro” boxed inserts, authored by today's leading financial experts, offer practical, attainable tips for students to manage their personal finance needs. The short, chapter closing cases present various finance concepts to students from the vantage point of a married couple, single person, retiree, parent, and other demographics.

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